Trust your business to a Preferred SBA Lender.

As part of our commitment to the growth of small businesses nationwide, Almah Offshore Bank is proud to be an SBA Preferred Lender specializing in providing Small Business Administration (SBA) loans. When your small business is looking to grow or expand, SBA loans can have many benefits such as smaller down payments, fixed and variable rate options and full amortization.

With over many years of experience, Almah Offshore Bank will partner with you to find the best possible financing options for you.

What are SBA loans?
SBA loans are long-term small business loans partially guaranteed by the government. The U.S. Small Business Administration is a federal agency committed to furthering the growth and development of small businesses and partners with lenders nationwide in their loan programs.

How SBA loans work
Unlike conventional term loans, an SBA Loan offers business owners the opportunity to take advantage of favorable terms as part of the SBA program, while removing some of the barriers to traditional financing options.

As a Preferred SBA Lender, our program offers a faster loan process with reduced paperwork for businesses that have been in operation for less than two years. We customize SBA loans based on the unique needs of the business owner. The funds may be used for vehicle purchases and refinances, equipment purchases, working capital, inventory and other general business needs.

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Compare SBA loan options and benefits

(1.) SBA 7(a) business loan*

Government-backed term loan for the acquisition or expansion of a small business.

Key benefits:
Loan amounts up to $5 million
Terms up to 10 years for business, acquisition, equipment or tenant improvement
Terms up to 7 years for working capital and inventory
Flexible collateral options

Best for:
Business acquisition
Equipment
Debt refinance, working capital and inventory
Tenant improvement, partner buyout
For-profit businesses

(2.) SBA 7(a) Real Estate loans*

Government-backed term loans for the purchase, refinance or construction of commercial real estate.

Key benefits:
Loan amounts up to $5 million
Additional $2 million direct funding by U.S. Bank (SBA 7 (a) Pari Passu loan)
Terms up to 25 years
Fully amortized, no balloon payments
Best for:
Owner-user commercial real estate purchase
Expansion
Refinance or construction
For-profit businesses

(3.) SBA 504 real estate loan*

Government-backed term loan for the purchase, refinance or construction of commercial real estate.

Key benefits:
Loan amounts up to $12.375 million
U.S. Bank loan terms 25 years
CDC loan terms 25 years
Equipment loan terms 10 years

Best for:
Owner-user commercial real estate purchase
Refinance
Construction
For-profit businesses

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CLICK TO APPLY

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