Checking Accounts
Consumer Loans, CDs & IRAs
Credit Cards.

A checking account is a type of deposit account that individuals open at financial institutions for the purpose of withdrawing and depositing money. Also known as a transactional or demand account, a checking account is very liquid. To put it simply, it provides users a quick way of accessing their money.

A savings account is a great place to keep cash that you don’t plan to spend immediately because it keeps your money safe and accessible while paying you a little bit of interest. There are several different types of savings accounts to choose from, as well as alternative accounts that fill a similar role. Each variation—and every bank or credit union that offers these accounts—has different features, so it’s important to understand your options.

Consumer credit can be a small business owner's best friend. Or it can reek havoc on your personal finances. Learn how to use, and when to avoid, consumer credit options. Credit, as you already know, is an arrangement to receive cash, goods or services now and pay for them in the future. Consumer credit refers to the use of credit for personal needs by individuals and families as contrasted to credit used for business or agricultural purposes.

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Checking.

You're unique, with banking needs that evolve and change just as your life does. That’s why we offer a variety of checking options. At ALMAH Offshore Bank, we believe you deserve flexibility and convenience. Say hello to simple banking with online banking. Our personal checking options include: Free Checking, Interest Checking, Package Account, and Classic Club.

1. Debit card subject to credit approval.
2. Your mobile carrier's text messaging and web access charges may apply.
3. This balance may not reflect all of your transactions, such as checks you have written or debit card transactions that have been approved but not yet submitted for payment by the merchant.

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Personal Savings Accounts and Certificates of Deposit (CDs).

At ALMAH Offshore Bank, we’ll go above and beyond what you expect of your banking partner. Learn about our other Personal Banking options: Checking, Individual Retirement Accounts (IRAs), Loan Options, and Investment Options. We’re proud to offer numerous resources to make financial management simpler and clearer for you.

Personal Financial Money Management Hub
Free Financial Check-up and Solutions Session
Overdraft Protection Opt-In/Out Form

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Retirement and Independent Go Hand in Hand.

We want to know what you dream of doing when day-to-day working is behind you. And, as a leading offshore bank, we want to help you live comfortably once you get there.
Our Individual Retirement Accounts are backed by the FDIC (up to $350,000 per depositor) and may earn you tax credits. Consult your tax advisor for more information.

Reach your retirement goals with our competitive rates and multiple IRA options.

Our IRA options are: IRA Savings, Traditional IRA CD, Roth IRA, and Educational IRA CD.

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Transactions Have Never Been Easier

*The independence Card

The independence Card is a great option for parents looking for a solution for students, those looking for convenience while traveling or shopping online, or for those who don’t wish to be tied to a traditional checking account.

You may use your independence card to make purchases from any merchant who accepts Debit Mastercard® cards. You can also use the card to get cash from ATMs.

Secured by PIN
Direct Deposit to your card – have your paycheck, tax refunds, government benefits and more loaded onto your card
Add cash directly to your card at the register of any affiliate branch, participating retailer, or MoneyGram® location. Fees may apply.

Manage your account online
Signature retail sales purchases
Signature and PIN debit and credit usage
Online purchases
Bill payment (electronic and paper check)
Text and e-mail alerts
24/7 customer service is available

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